<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:dt="uuid:C2F41010-65B3-11d1-A29F-00AA00C14882" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta name="Microsoft Theme 2.00" content="Watermar 011">
<meta http-equiv=Content-Type content="text/html; charset=us-ascii">
<meta name=ProgId content=Word.Document>
<meta name=Generator content="Microsoft Word 12">
<meta name=Originator content="Microsoft Word 12">
<link rel=File-List href="cid:filelist.xml@01CB5018.58E32730">
<!--[if gte mso 9]><xml>
<o:OfficeDocumentSettings>
<o:AllowPNG/>
<o:DoNotRelyOnCSS/>
<o:TargetScreenSize>1024x768</o:TargetScreenSize>
</o:OfficeDocumentSettings>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:WordDocument>
<w:SpellingState>Clean</w:SpellingState>
<w:TrackMoves>false</w:TrackMoves>
<w:TrackFormatting/>
<w:EnvelopeVis/>
<w:PunctuationKerning/>
<w:DefaultTableStyle Number="155">Table Theme</w:DefaultTableStyle>
<w:ValidateAgainstSchemas/>
<w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>
<w:IgnoreMixedContent>false</w:IgnoreMixedContent>
<w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>
<w:DoNotPromoteQF/>
<w:LidThemeOther>EN-US</w:LidThemeOther>
<w:LidThemeAsian>X-NONE</w:LidThemeAsian>
<w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>
<w:Compatibility>
<w:DoNotExpandShiftReturn/>
<w:BreakWrappedTables/>
<w:SnapToGridInCell/>
<w:WrapTextWithPunct/>
<w:UseAsianBreakRules/>
<w:DontGrowAutofit/>
<w:SplitPgBreakAndParaMark/>
</w:Compatibility>
<w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel>
<m:mathPr>
<m:mathFont m:val="Cambria Math"/>
<m:brkBin m:val="before"/>
<m:brkBinSub m:val="--"/>
<m:smallFrac m:val="off"/>
<m:dispDef/>
<m:lMargin m:val="0"/>
<m:rMargin m:val="0"/>
<m:defJc m:val="centerGroup"/>
<m:wrapIndent m:val="1440"/>
<m:intLim m:val="subSup"/>
<m:naryLim m:val="undOvr"/>
</m:mathPr></w:WordDocument>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="true"
DefSemiHidden="true" DefQFormat="false" DefPriority="99"
LatentStyleCount="267">
<w:LsdException Locked="false" Priority="0" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Normal"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="heading 1"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 2"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 3"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 4"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 5"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 6"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 7"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 8"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 9"/>
<w:LsdException Locked="false" Priority="39" Name="toc 1"/>
<w:LsdException Locked="false" Priority="39" Name="toc 2"/>
<w:LsdException Locked="false" Priority="39" Name="toc 3"/>
<w:LsdException Locked="false" Priority="39" Name="toc 4"/>
<w:LsdException Locked="false" Priority="39" Name="toc 5"/>
<w:LsdException Locked="false" Priority="39" Name="toc 6"/>
<w:LsdException Locked="false" Priority="39" Name="toc 7"/>
<w:LsdException Locked="false" Priority="39" Name="toc 8"/>
<w:LsdException Locked="false" Priority="39" Name="toc 9"/>
<w:LsdException Locked="false" Priority="35" QFormat="true" Name="caption"/>
<w:LsdException Locked="false" Priority="10" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" Priority="1" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" Priority="11" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" Priority="22" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" Priority="59" SemiHidden="false"
UnhideWhenUsed="false" Name="Table Grid"/>
<w:LsdException Locked="false" UnhideWhenUsed="false" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" UnhideWhenUsed="false" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" QFormat="true" Name="TOC Heading"/>
</w:LatentStyles>
</xml><![endif]-->
<style>
<!--
/* Font Definitions */
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;
mso-font-charset:0;
mso-generic-font-family:swiss;
mso-font-pitch:variable;
mso-font-signature:-1610611985 1073750139 0 0 159 0;}
@font-face
{font-family:Tahoma;
panose-1:2 11 6 4 3 5 4 4 2 4;
mso-font-charset:0;
mso-generic-font-family:swiss;
mso-font-pitch:variable;
mso-font-signature:1627400839 -2147483648 8 0 66047 0;}
@font-face
{font-family:"Lucida Sans";
panose-1:2 11 6 2 3 5 4 2 2 4;
mso-font-charset:0;
mso-generic-font-family:swiss;
mso-font-pitch:variable;
mso-font-signature:3 0 0 0 1 0;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{mso-style-unhide:no;
mso-style-qformat:yes;
mso-style-parent:"";
margin:0in;
margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Arial","sans-serif";
mso-fareast-font-family:Calibri;
color:black;}
h1
{mso-style-priority:9;
mso-style-unhide:no;
mso-style-qformat:yes;
mso-style-link:"Heading 1 Char";
mso-style-next:Normal;
margin-top:24.0pt;
margin-right:0in;
margin-bottom:0in;
margin-left:0in;
margin-bottom:.0001pt;
mso-pagination:widow-orphan lines-together;
page-break-after:avoid;
mso-outline-level:1;
font-size:16.0pt;
font-family:"Arial","sans-serif";
mso-fareast-font-family:"Times New Roman";
color:black;
mso-font-kerning:0pt;}
h2
{mso-style-noshow:yes;
mso-style-priority:9;
mso-style-qformat:yes;
mso-style-link:"Heading 2 Char";
mso-style-next:Normal;
margin-top:10.0pt;
margin-right:0in;
margin-bottom:0in;
margin-left:0in;
margin-bottom:.0001pt;
mso-pagination:widow-orphan lines-together;
page-break-after:avoid;
mso-outline-level:2;
font-size:14.0pt;
font-family:"Arial","sans-serif";
mso-fareast-font-family:"Times New Roman";
color:black;
font-weight:normal;}
h3
{mso-style-noshow:yes;
mso-style-priority:9;
mso-style-qformat:yes;
mso-style-link:"Heading 3 Char";
mso-style-next:Normal;
margin-top:10.0pt;
margin-right:0in;
margin-bottom:0in;
margin-left:0in;
margin-bottom:.0001pt;
mso-pagination:widow-orphan lines-together;
page-break-after:avoid;
mso-outline-level:3;
font-size:13.0pt;
font-family:"Arial","sans-serif";
mso-fareast-font-family:"Times New Roman";
color:black;
font-weight:normal;}
h4
{mso-style-noshow:yes;
mso-style-priority:9;
mso-style-qformat:yes;
mso-style-link:"Heading 4 Char";
mso-style-next:Normal;
margin-top:10.0pt;
margin-right:0in;
margin-bottom:0in;
margin-left:0in;
margin-bottom:.0001pt;
mso-pagination:widow-orphan lines-together;
page-break-after:avoid;
mso-outline-level:4;
font-size:14.0pt;
font-family:"Arial","sans-serif";
mso-fareast-font-family:"Times New Roman";
color:black;
font-weight:normal;}
h5
{mso-style-noshow:yes;
mso-style-priority:9;
mso-style-qformat:yes;
mso-style-link:"Heading 5 Char";
mso-style-next:Normal;
margin-top:10.0pt;
margin-right:0in;
margin-bottom:0in;
margin-left:0in;
margin-bottom:.0001pt;
mso-pagination:widow-orphan lines-together;
page-break-after:avoid;
mso-outline-level:5;
font-size:13.0pt;
font-family:"Arial","sans-serif";
mso-fareast-font-family:"Times New Roman";
color:black;
font-weight:normal;}
h6
{mso-style-noshow:yes;
mso-style-priority:9;
mso-style-qformat:yes;
mso-style-link:"Heading 6 Char";
mso-style-next:Normal;
margin-top:10.0pt;
margin-right:0in;
margin-bottom:0in;
margin-left:0in;
margin-bottom:.0001pt;
mso-pagination:widow-orphan lines-together;
page-break-after:avoid;
mso-outline-level:6;
font-size:11.0pt;
font-family:"Arial","sans-serif";
mso-fareast-font-family:"Times New Roman";
color:black;
font-weight:normal;}
a:link, span.MsoHyperlink
{mso-style-noshow:yes;
mso-style-priority:99;
color:#3333CC;
text-decoration:underline;
text-underline:single;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-noshow:yes;
mso-style-priority:99;
color:#999999;
text-decoration:underline;
text-underline:single;}
p.MsoAcetate, li.MsoAcetate, div.MsoAcetate
{mso-style-noshow:yes;
mso-style-priority:99;
mso-style-link:"Balloon Text Char";
margin:0in;
margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:8.0pt;
font-family:"Tahoma","sans-serif";
mso-fareast-font-family:Calibri;
color:black;}
span.Heading1Char
{mso-style-name:"Heading 1 Char";
mso-style-priority:9;
mso-style-unhide:no;
mso-style-locked:yes;
mso-style-link:"Heading 1";
mso-ansi-font-size:16.0pt;
mso-bidi-font-size:16.0pt;
font-family:"Arial","sans-serif";
mso-ascii-font-family:Arial;
mso-fareast-font-family:"Times New Roman";
mso-hansi-font-family:Arial;
mso-bidi-font-family:Arial;
color:black;
font-weight:bold;}
span.Heading2Char
{mso-style-name:"Heading 2 Char";
mso-style-noshow:yes;
mso-style-priority:9;
mso-style-unhide:no;
mso-style-locked:yes;
mso-style-link:"Heading 2";
mso-ansi-font-size:14.0pt;
mso-bidi-font-size:14.0pt;
font-family:"Arial","sans-serif";
mso-ascii-font-family:Arial;
mso-fareast-font-family:"Times New Roman";
mso-hansi-font-family:Arial;
mso-bidi-font-family:Arial;
color:black;}
span.Heading3Char
{mso-style-name:"Heading 3 Char";
mso-style-noshow:yes;
mso-style-priority:9;
mso-style-unhide:no;
mso-style-locked:yes;
mso-style-link:"Heading 3";
mso-ansi-font-size:13.0pt;
mso-bidi-font-size:13.0pt;
font-family:"Arial","sans-serif";
mso-ascii-font-family:Arial;
mso-fareast-font-family:"Times New Roman";
mso-hansi-font-family:Arial;
mso-bidi-font-family:Arial;
color:black;}
span.Heading4Char
{mso-style-name:"Heading 4 Char";
mso-style-noshow:yes;
mso-style-priority:9;
mso-style-unhide:no;
mso-style-locked:yes;
mso-style-link:"Heading 4";
mso-ansi-font-size:14.0pt;
mso-bidi-font-size:14.0pt;
font-family:"Arial","sans-serif";
mso-ascii-font-family:Arial;
mso-fareast-font-family:"Times New Roman";
mso-hansi-font-family:Arial;
mso-bidi-font-family:Arial;
color:black;}
span.Heading5Char
{mso-style-name:"Heading 5 Char";
mso-style-noshow:yes;
mso-style-priority:9;
mso-style-unhide:no;
mso-style-locked:yes;
mso-style-link:"Heading 5";
mso-ansi-font-size:13.0pt;
mso-bidi-font-size:13.0pt;
font-family:"Arial","sans-serif";
mso-ascii-font-family:Arial;
mso-fareast-font-family:"Times New Roman";
mso-hansi-font-family:Arial;
mso-bidi-font-family:Arial;
color:black;}
span.Heading6Char
{mso-style-name:"Heading 6 Char";
mso-style-noshow:yes;
mso-style-priority:9;
mso-style-unhide:no;
mso-style-locked:yes;
mso-style-link:"Heading 6";
font-family:"Arial","sans-serif";
mso-ascii-font-family:Arial;
mso-fareast-font-family:"Times New Roman";
mso-hansi-font-family:Arial;
mso-bidi-font-family:Arial;
color:black;}
span.BalloonTextChar
{mso-style-name:"Balloon Text Char";
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-unhide:no;
mso-style-locked:yes;
mso-style-link:"Balloon Text";
mso-ansi-font-size:8.0pt;
mso-bidi-font-size:8.0pt;
font-family:"Tahoma","sans-serif";
mso-ascii-font-family:Tahoma;
mso-hansi-font-family:Tahoma;
mso-bidi-font-family:Tahoma;
color:black;}
span.EmailStyle25
{mso-style-type:personal;
mso-style-noshow:yes;
mso-style-unhide:no;
mso-ansi-font-size:11.0pt;
mso-bidi-font-size:11.0pt;
font-family:"Lucida Sans","sans-serif";
mso-ascii-font-family:"Lucida Sans";
mso-hansi-font-family:"Lucida Sans";
mso-bidi-font-family:"Times New Roman";
color:#0F243E;}
span.date
{mso-style-name:date;
mso-style-unhide:no;}
span.creditwrap
{mso-style-name:creditwrap;
mso-style-unhide:no;}
span.credit
{mso-style-name:credit;
mso-style-unhide:no;}
span.rightsnotice
{mso-style-name:rightsnotice;
mso-style-unhide:no;}
span.EmailStyle33
{mso-style-type:personal-reply;
mso-style-noshow:yes;
mso-style-unhide:no;
mso-ansi-font-size:11.0pt;
mso-bidi-font-size:11.0pt;
font-family:"Lucida Sans","sans-serif";
mso-ascii-font-family:"Lucida Sans";
mso-hansi-font-family:"Lucida Sans";
mso-bidi-font-family:"Times New Roman";
color:#0F243E;}
.MsoChpDefault
{mso-style-type:export-only;
mso-default-props:yes;
font-size:10.0pt;
mso-ansi-font-size:10.0pt;
mso-bidi-font-size:10.0pt;
mso-ascii-font-family:Calibri;
mso-fareast-font-family:Calibri;
mso-hansi-font-family:Calibri;}
@page Section1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;
mso-header-margin:.5in;
mso-footer-margin:.5in;
mso-paper-source:0;}
div.Section1
{page:Section1;}
/* List Definitions */
@list l0
{mso-list-id:1216315151;
mso-list-template-ids:2084570752;}
@list l0:level1
{mso-level-number-format:bullet;
mso-level-text:\F0B7;
mso-level-tab-stop:.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level2
{mso-level-tab-stop:1.0in;
mso-level-number-position:left;
text-indent:-.25in;}
@list l0:level3
{mso-level-tab-stop:1.5in;
mso-level-number-position:left;
text-indent:-.25in;}
@list l0:level4
{mso-level-tab-stop:2.0in;
mso-level-number-position:left;
text-indent:-.25in;}
@list l0:level5
{mso-level-tab-stop:2.5in;
mso-level-number-position:left;
text-indent:-.25in;}
@list l0:level6
{mso-level-tab-stop:3.0in;
mso-level-number-position:left;
text-indent:-.25in;}
@list l0:level7
{mso-level-tab-stop:3.5in;
mso-level-number-position:left;
text-indent:-.25in;}
@list l0:level8
{mso-level-tab-stop:4.0in;
mso-level-number-position:left;
text-indent:-.25in;}
@list l0:level9
{mso-level-tab-stop:4.5in;
mso-level-number-position:left;
text-indent:-.25in;}
ol
{margin-bottom:0in;}
ul
{margin-bottom:0in;}
-->
</style>
<!--[if gte mso 10]>
<style>
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-qformat:yes;
mso-style-parent:"";
mso-padding-alt:0in 5.4pt 0in 5.4pt;
mso-para-margin:0in;
mso-para-margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:10.0pt;
font-family:"Calibri","sans-serif";}
table.MsoTableTheme
{mso-style-name:"Table Theme";
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
border:solid #CCCCCC 1.0pt;
mso-border-alt:solid #CCCCCC .5pt;
mso-padding-alt:0in 5.4pt 0in 5.4pt;
mso-border-insideh:.5pt solid #CCCCCC;
mso-border-insidev:.5pt solid #CCCCCC;
mso-para-margin:0in;
mso-para-margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:11.0pt;
font-family:"Calibri","sans-serif";}
</style>
<![endif]--><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body bgcolor=white background="cid:image001.gif@01CB5016.B45DCD60" lang=EN-US
link="#3333CC" vlink="#999999" style='tab-interval:.5in'>
<img src="cid:image001.gif@01CB5016.B45DCD60"
v:src="cid:image001.gif@01CB5016.B45DCD60" v:shapes="_x0000_Mail" width=0
height=0 class=shape style='display:none;width:0;height:0'><!--[if gte mso 9]><xml>
<v:background id="_x0000_s1025" o:bwmode="white" o:targetscreensize="1024,768">
<v:fill src="cid:image001.gif@01CB5016.B45DCD60" o:title="watbkgnd" type="frame" />
</v:background></xml><![endif]-->
<div class=Section1>
<h1 style='margin-top:0in'><b><font size=2 color=green face=Arial><span
style='font-size:11.0pt;color:green'>I heard this story on “All Things
Considered” on NPR on my way home from work last night.<o:p></o:p></span></font></b></h1>
<h1><b><font size=5 color="#333333" face=Arial><span style='font-size:16.0pt;
color:#333333'>Green Building: A Real Estate Revolution?<o:p></o:p></span></font></b></h1>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>by
Franklyn Cater<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>September
7, 2010<o:p></o:p></span></font></p>
<h3><font size=4 color="#333333" face=Arial><span style='font-size:13.0pt;
color:#333333'><a
href="javascript:NPR.Player.openPlayer(129699450,%20129706685,%20null,%20NPR.Player.Action.PLAY_NOW,%20NPR.Player.Type.STORY,%20'0')">Listen
to the Story</a><o:p></o:p></span></font></h3>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'><a
href="http://www.npr.org/templates/story/story.php?storyId=2">All Things
Considered</a><o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>While
much of the U.S. real estate market has been floundering, one area has not seen
a dip. Green building now accounts for nearly one-third of new construction in
the U.S. That's up from 2 percent in 2005, according to McGraw-Hill
Construction, which tracks the industry.</span></font><o:p></o:p></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>The
numbers suggest a revolution is taking place within an industry that is
historically slow to change. There are many factors — and many players
— in this move toward green building.<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>But one
company and its rating system have been undeniably influential in changing
construction practice and policy around the country, despite some people's
reservations about whether it's really helping the environment.<o:p></o:p></span></font></p>
<p class=MsoNormal style='mso-line-height-alt:.75pt'><font size=1
color="#333333" face=Arial><span style='font-size:1.0pt;color:#333333'> <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#0f243e" face="Lucida Sans"><span
style='font-size:11.0pt;font-family:"Lucida Sans","sans-serif";mso-bidi-font-family:
"Times New Roman";color:#0F243E'>Part 1 continues at: </span></font><font
size=2 color="#0f243e" face="Lucida Sans"><span style='font-size:11.0pt;
font-family:"Lucida Sans","sans-serif";mso-bidi-font-family:"Times New Roman";
color:#0F243E'><a
href="http://www.npr.org/templates/story/story.php?storyId=129699450">http://www.npr.org/templates/story/story.php?storyId=129699450</a><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#0f243e" face="Lucida Sans"><span
style='font-size:11.0pt;font-family:"Lucida Sans","sans-serif";mso-bidi-font-family:
"Times New Roman";color:#0F243E'><o:p> </o:p></span></font></p>
<h1 style='margin-top:6.0pt'><b><font size=5 color="#333333" face=Arial><span
style='font-size:16.0pt;color:#333333'>Critics Say LEED Program Doesn't Fulfill
Promises<o:p></o:p></span></font></b></h1>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>by
Franklyn Cater<o:p></o:p></span></font></p>
<h3><font size=4 color="#333333" face=Arial><span style='font-size:13.0pt;
color:#333333'><a
href="javascript:NPR.Player.openPlayer(129727547,%20129731856,%20null,%20NPR.Player.Action.PLAY_NOW,%20NPR.Player.Type.STORY,%20'0')">Listen
to the Story</a><o:p></o:p></span></font></h3>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'><a
href="http://www.npr.org/templates/story/story.php?storyId=2">All Things
Considered</a><o:p></o:p></span></font></p>
<p class=MsoNormal><span class=date><font size=3 color="#333333" face=Arial><span
style='font-size:12.0pt;color:#333333'>September 8, 2010</span></font></span><font
color="#333333"><span style='color:#333333'> <o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><em><i><font
size=3 color="#333333" face=Arial><span style='font-size:12.0pt;font-family:
"Arial","sans-serif";color:#333333'>Second of two parts</span></font></i></em><font
color="#333333"><span style='color:#333333'><o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>The
business of green building is growing, even though the construction market as a
whole has been in a slump.<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>The
U.S. Green Building Council, or USGBC, and its certification system are swaying
the industry — creating cachet around green buildings.<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>The
company is influencing policy, but some critics say it isn't delivering on its
environmental promises.<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><strong><b><font
size=3 color="#333333" face=Arial><span style='font-size:12.0pt;font-family:
"Arial","sans-serif";color:#333333'>In Washington, LEED Is Law</span></font></b></strong><font
color="#333333"><span style='color:#333333'><o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>Stoddert
Elementary School in Washington, D.C., is the site of a sparkling new building
addition and rehab. Last month, crews were still putting the finishing touches
on the landscaping and a new glass wall that blends into a beautiful 1932 brick
schoolhouse.<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>"Architecture
can no longer be just sculpture," says Rick Fedrizzi, head of the USGBC,
the private nonprofit that runs the Leadership in Energy and Environmental
Design certification system known as LEED. Architecture must be about
performance, Fedrizzi says, especially in the case of schools.<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>"We
have the ability through the bricks and mortar to change the way our kids
learn, absorb information, interact with their teacher, and ultimately have the
ability for a much more productive life," he says. "It's a moral
objective of all of us to make sure that this happens across the board."<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>In
Washington, it's more than an objective — it is the law. All new public
buildings must achieve LEED certification.<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>LEED is
a force to be reckoned with in the construction world. Fourteen federal
departments and agencies, 34 states and more than 200 local governments now
encourage or require LEED certification. Some places offer incentives to
certify. Others, like Washington, mandate it as a kind of code.<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>Under
LEED, the environmentally conscious features of Stoddert will be tallied up,
and the USGBC will award a plaque certifying the school as a green building.<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><strong><b><font
size=3 color="#333333" face=Arial><span style='font-size:12.0pt;font-family:
"Arial","sans-serif";color:#333333'>Noise Levels And Air Quality</span></font></b></strong><font
color="#333333"><span style='color:#333333'><o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>Architect
Mary Rose Rankin of Ehrenkrantz Eckstut & Kuhn says the designers paid a
lot of attention to the acoustics of this building because noise levels are
important for learning. It's one of the LEED requirements.<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>"Wherever
possible, we have full height partitions and added acoustic blankets and
insulation to really keep [noise from] the outside and from room to room"
to a minimum, she says.<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>Indoor
air quality is another priority. Rankin says she expects the school's new
geothermal heating and cooling system to save a lot of energy.<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>"Our
model shows a savings of around 29 to 30 percent over what a comparable
baseline building would be of similar size," she says. "That's 30
percent a year. And payback, for instance, for our geothermal system should be
around six to eight years."<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>This
kind of prediction accompanies every LEED project.<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>But
critics of LEED have long said it doesn't put enough emphasis on saving energy.
One of the most assertive is Henry Gifford, a New York apartment building owner
turned energy efficiency expert.<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>"It's
impossible to go out and buy a building with a guarantee for how much energy it
won't use," he says. "And the LEED system, by basing everything on
energy predictions, continues that. This is one of the reasons why it's so
popular — because it's painless."<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><strong><b><font
size=3 color="#333333" face=Arial><span style='font-size:12.0pt;font-family:
"Arial","sans-serif";color:#333333'>Questioning The LEED Certification</span></font></b></strong><font
color="#333333"><span style='color:#333333'><o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:7.5pt;line-height:15.6pt'><font size=3
color="#333333" face=Arial><span style='font-size:12.0pt;color:#333333'>A
couple of years ago, Gifford sparked a firestorm by challenging a study funded
by the USGBC that concluded that LEED buildings save energy. He says the
methodology was flawed and the numbers really show that those LEED buildings
used more energy than their peers.<o:p></o:p></span></font></p>
<p class=MsoNormal style='mso-line-height-alt:.75pt'><font size=1
color="#333333" face=Arial><span style='font-size:1.0pt;color:#333333'> <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 color="#333333" face=Arial><span
style='font-size:12.0pt;color:#333333'><a
href="http://www.npr.org/templates/story/story.php?storyId=129727547"
target="_blank">Part 2</a> continues here</span></font><font size=2
color="#0f243e" face="Lucida Sans"><span style='font-size:11.0pt;font-family:
"Lucida Sans","sans-serif";mso-bidi-font-family:"Times New Roman";color:#0F243E'><o:p></o:p></span></font></p>
</div>
</body>
</html>